Automated payment refusals and GDPR Article 22: Universal Versand (C-568/25)
An Advocate General proposed that a retailer's fully automated credit check, which can block invoice and instalment payment, is covered by Article 22 and that the retailer must prove the automation is necessary.
Timeline
newest first- 16 Oct 2026 Latest
EU Court Adviser: Refusing Pay-Later Options by Algorithm Can Fall Under the GDPR's Limit on Automated Decisions
An Advocate General proposed that a retailer's fully automated credit check, which can block invoice and instalment payment, is covered by Article 22 and that the retailer must prove the automation is necessary.