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Automated payment refusals and GDPR Article 22: Universal Versand (C-568/25)

An Advocate General proposed that a retailer's fully automated credit check, which can block invoice and instalment payment, is covered by Article 22 and that the retailer must prove the automation is necessary.

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16 Oct 2026 first covered
16 Oct 2026 last update

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  1. EU Court Adviser: Refusing Pay-Later Options by Algorithm Can Fall Under the GDPR's Limit on Automated Decisions

    An Advocate General proposed that a retailer's fully automated credit check, which can block invoice and instalment payment, is covered by Article 22 and that the retailer must prove the automation is necessary.

    Read the full update → Source: PPC Land, October 15, 2026
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